📞 (916) 616-1789  ·  ✉️ ask@magnumcpa.com 🕘 Mon–Fri 9:00am – 5:00pm  ·  Sat–Sun 2:00pm – 6:00pm
Magnum CPA PC — Tax · Accounting · Advisory
Resources

Financial Calculators

Handy tools to provide insight into your financial questions.

Tax Calculators

Payroll DeductionsEstimate withholding from your paychecks.
1040 Tax CalculatorCompute federal income tax liability.
Marginal Tax CalculatorDetermine your effective tax rate.
Taxable vs. Tax-Advantaged InvestmentsCompare investment account types.
Earned Income Credit (EIC)Check refundable credit eligibility.
Estate Tax PlannerProject estate tax obligations.

Retirement & Planning

Roth vs. Traditional IRACompare retirement account options.
Retirement PlannerForecast your retirement readiness.
Roth IRA ConversionEvaluate conversion strategy benefits.
Social Security BenefitsEstimate your benefit amounts.
Required Minimum DistributionCalculate your RMD amounts.
Retirement ShortfallIdentify funding gaps.
401(k) Savings CalculatorProject retirement savings growth.
Retirement IncomeDetermine sustainable withdrawals.

Personal Finance

Credit AssessmentEvaluate your creditworthiness.
Home Budget AnalysisTrack income and expenses.
Credit Card OptimizerRecommend optimal card usage.
Student BudgetManage student finances.
Credit Card PayoffCalculate your payoff timeline.
Life Insurance NeedsDetermine coverage requirements.
Student Loan PayoffEvaluate repayment strategies.
Net WorthTrack total assets and liabilities.

Savings & Investments

Savings GoalsRequired monthly contributions.
Savings CalculatorProject account growth.
Savings, Taxes & InflationModel your real returns.
College SavingsProject education funding needs.
Compound InterestIllustrate growth impact.
Investment DistributionsCalculate withdrawal amounts.
Investment Goal CalculatorDetermine required contributions.

Business Calculators

Cash Flow CalculatorAnalyze business liquidity.
Working Capital NeedsOperational funding requirements.
Equipment Lease vs. BuyCompare financing methods.
Financial RatiosAnalyze business performance.
Breakeven AnalysisDetermine profitability threshold.
Business ValuationEstimate company worth.

Home Ownership

ARM vs. Fixed Rate MortgageCompare mortgage types.
Maximum MortgageDetermine affordable purchase price.
Mortgage QualifierAssess lending qualification.
Mortgage Loan (PITI)Compute monthly payments.
15 vs. 30-Year MortgageEvaluate term options.
Refinance BreakevenDetermine refinancing benefits.
Adjustable Rate MortgageProject ARM payments.
Rent vs. BuyCompare housing options.

Loan Calculators

Amortizing Loan CalculatorCalculate loan payments.
Loan ComparisonEvaluate multiple loan offers.
Loan PrequalificationAssess borrowing capacity.

Vehicle Financing

Rebate or Low-Interest FinancingCompare incentive options.
Auto Lease vs. BuyEvaluate acquisition methods.
Auto LoansCalculate vehicle payments.
Home Equity vs. Auto LoanCompare financing sources.

Want a personalized analysis?

Our team will run the numbers with you and build a plan around your goals.

Book a Free Consultation
📅 Book a Consultation